Other Services


Safe Deposit Boxes:

(Annual fees)

(3 x 5)



(3 x 10)


(5 x 5)



(5 x 10)


(7 x 10)



Notary Public Services:

$2.00 Per Imprint - Free to our Spirit Checking customers.


Individual Retirement Accounts:

Shelter income from current income taxes while preparing for retirement with an IRA.


ATM/Convenience Check Card:


*24 hour a day access to our ATM's at the Highway Branch and the Bradford Branch.

*There is also one of our ATMís at the Marty Mart Citgo gas station in Bald Knob.

*Access to over 430,000 ATM's worldwide.

*NO SERVICE CHARGE for using your card at Shazam Privileged Status location.


TeleBank and TeleWeb:

Have access to your account information 24 hours a day, 7 days a week.Check balances, transfer funds, or make a loan payment by touch-tone phone or the web.Just call 501-724-2721 or 501-344-2723 for TeleBank, and for TeleWeb visit our home page and click on the Online Banking link.


Credit Life, Accident & Disability Insurance:

At your request, this low cost coverage is available to you at the time of your loan to provide additional financial security.This product is: not a deposit account, not FDIC-insured, not insured by any Federal Government Agency, and not guaranteed by the bank.This product may go down in value.


FDIC Protection:

Your deposits are insured up to $250,000 with the Federal Deposit Insurance Corporation.


NOTICE OF EXPIRATION OF THE TEMPORARY FULL FDIC INSURANCE COVERAGE FOR NONINTEREST-BEARING TRANSACTION ACCOUNTS: By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC). Beginning January 1, 2013, all of a depositorís accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.


For more information about FDIC insurance coverage of noninterest-bearing transaction accounts, visit http://www.fdic.gov/deposit/deposits/unlimited/expiration.html.


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Southern Bank
PO Box 200 | Bald Knob, AR 72010 | (501) 724-3241