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Interest Rates
Effective: February 9,
2012
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Account Type
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Minimum
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Rate
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APY*
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Spirit Account**
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$500.00**
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0.05%
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0.05%
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Spirit Advantage
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No Minimum
Up to $9,999.99
$10,000-$24,999.99
$25,000-$49,999.99
$50,000.00
& Above
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0.10%
0.15%
0.25%
0.35%
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0.10%
0.15%
0.25%
0.35%
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Now Account
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$1,500.00
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TIERED***
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TIERED***
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Hi-Fi Personal
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$2,500.00
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TIERED
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TIERED
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Hi-Fi Business
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$2,500.00
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TIERED
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TIERED
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Statement Savings
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$ 100.00
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0.15%
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0.15%
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Christmas Spirit Club Savings
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No Minimum
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0.80%
1.00% (with regularly
scheduled deposits)
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0.80%
1.00% (with regularly
scheduled deposits)
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91 Day Certificate
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$500.00
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0.10%
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0.10%
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182 Day Certificate
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$500.00
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0.25%
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0.25%
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1 Year Certificate
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$500.00
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0.35%
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0.35%
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18 Month Certificate
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$500.00
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0.50%
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0.50%
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2 Year Certificate
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$500.00
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0.60%
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0.60%
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3 Year Certificate
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$500.00
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1.00%
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1.00%
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4 Year Certificate
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$500.00
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1.20%
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1.21%
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5 Year Certificate
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$500.00
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1.40%
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1.41%
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18 Month IRA
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$ 10.00
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0.50%
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0.50%
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***TIERED RATE STRUCTURE
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Balance
Up to $9,999.99
$10,000-$24,999.99
$25,000-$49,999.99
$50,000.00
& Above
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0.05%
0.10%
0.20%
0.30%
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0.05%
0.10%
0.20%
0.30%
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*APY = Annual Percentage Yield. The stated APY
assumes interest credited remains on deposit. The APY will be reduced if
interest is withdrawn prior to maturity. **No interest paid for Spirit
Checking when balance is below $500.
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Citizens
State Bank of Bald Knob, Arkansas
PO Box 200 | Bald Knob, AR 72010 | (501) 724-3241
E-mail Us at info@csb-bk.com
(This is not a secure
email address. We ask you to
please refrain from using any personal information or any account numbers
in your email for your safety.)
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Copyright
2005 © Citizens State Bank
Design by Citizens State Bank
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