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Interest Rates
Effective: October 1,
2009
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Account Type
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Minimum
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Rate
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APY*
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Spirit Account**
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$500.00**
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0.20%
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0.20%
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Spirit Advantage
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No Minimum
Up to $4,999.99
$5,000.00-$9,999.99
$10,000-$24,999.99
$25,000-$49,999.99
$50,000.00
& Above
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0.30%
0.40%
0.50%
0.65%
0.75%
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0.30%
0.40%
0.50%
0.65%
0.75%
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Now Account
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$1,500.00
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TIERED***
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TIERED***
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Hi-Fi Personal
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$2,500.00
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TIERED
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TIERED
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Hi-Fi Business
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$2,500.00
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TIERED
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TIERED
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Statement Savings
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$ 100.00
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0.50%
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0.50%
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Christmas Spirit Club Savings
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No Minimum
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1.77%
2.77% (with regularly
scheduled deposits)
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1.77%
2.77% (with regularly
scheduled deposits)
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91 Day Certificate
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$500.00
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0.60%
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0.60%
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182 Day Certificate
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$500.00
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1.10%
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1.10%
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1 Year Certificate
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$500.00
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1.295%
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1.30%
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18 Month Certificate
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$500.00
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1.54%
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1.55%
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2 Year Certificate
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$500.00
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1.64%
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1.65%
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3 Year Certificate
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$500.00
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1.74%
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1.75%
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4 Year Certificate
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$500.00
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1.84%
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1.85%
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5 Year Certificate
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$500.00
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1.94%
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1.95%
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18 Month IRA
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$ 10.00
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1.10%
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1.10%
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***TIERED RATE STRUCTURE
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Balance
Up to $2,499.99
$2,500.00-
9,999.99
$10,000-$24,999.99
$25,000-$49,999.99
$50,000.00
& Above
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0.30%
0.40%
0.50%
0.65%
0.75%
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0.30%
0.40%
0.50%
0.65%
0.75%
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*APY = Annual Percentage Yield. The stated APY
assumes interest credited remains on deposit. The APY will be reduced if interest
is withdrawn prior to maturity. **No interest paid for Spirit Checking
when balance is below $500.
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Citizens State
Bank of Bald Knob, Arkansas
PO Box 200 | Bald Knob, AR 72010 | (501) 724-3241
E-mail Us at info@csb-bk.com
(This is not a secure
email address. We ask you to
please refrain from using any personal information or any account numbers
in your email for your safety.)
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Copyright
2005 © Citizens State Bank
Design by Citizens State Bank
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